Side-by-side · Q2 2026 data
Mount Vernon Bank and Trust Company vs Security Savings Bank
Metric by metric
| Measure | Mount Vernon Bank and Trust Company | Security Savings Bank |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 80 | 82 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 82nd | 94th |
| Total assets | $195.5M | $193.7M |
| Deposits / shares | $165.7M | $161.1M |
| Capital ratio | 13.03% | 13.17% (stronger) |
| Problem loans | 0.21% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.30% | 2.22% (stronger) |
| Loans ÷ deposits | 83.0% (stronger) | 89.3% |
| Uninsured deposits | 21.7% | 20.4% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | 4.3% |
Security Savings Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank and Trust Company leads on 1 and Security Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.