Side-by-side · Q2 2026 data
Mount Vernon Baptist Church Credit Union vs Texas Gulf Carolina Emp Credit Union
Credit union
Mount Vernon Baptist Church Credit Union
Durham, North Carolina · Under $100 million in assets
Credit union
Texas Gulf Carolina Emp Credit Union
Aurora, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Mount Vernon Baptist Church Credit Union | Texas Gulf Carolina Emp Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 45 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 100th | 5th |
| Total assets | $153K | $1.1M |
| Deposits / shares | $95K | $725K |
| Capital ratio | 37.73% (stronger) | 36.27% |
| Problem loans | 0.00% (stronger) | 9.84% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.15% (stronger) | -5.49% |
| Loans ÷ deposits | 7.1% (stronger) | 106.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mount Vernon Baptist Church Credit Union has the higher TellerScore (100 vs 45). On the 5 directional measures above (where higher or lower is clearly better), Mount Vernon Baptist Church Credit Union leads on 5 and Texas Gulf Carolina Emp Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.