Side-by-side · Q2 2026 data
Mountain America Federal Credit Union vs Desert Rivers Federal Credit Union
Metric by metric
| Measure | Mountain America Federal Credit Union | Desert Rivers Federal Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 50 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 57 (stronger) | 55 |
| Earnings | 55 (stronger) | 40 |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 76 (stronger) | 74 |
| Peer percentile | 25th | 6th |
| Total assets | $22.9B | $116.7M |
| Deposits / shares | $20.3B | $106.4M |
| Capital ratio | 9.55% (stronger) | 8.44% |
| Problem loans | 1.30% (stronger) | 1.34% |
| Net charge-offs | 1.20% | 0.77% (stronger) |
| Return on assets | 0.87% (stronger) | 0.51% |
| Loans ÷ deposits | 92.4% | 90.7% (stronger) |
| Uninsured deposits | 17.4% | 2.1% (stronger) |
| Offices | 64 | 2 |
| CFPB complaints (3 yrs) | 612 | — |
| Complaints per $1B deposits | 30.1 | — |
| Mortgage denial rate (HMDA) | 45.0% | — |
Mountain America Federal Credit Union has the higher TellerScore (56 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Mountain America Federal Credit Union leads on 4 and Desert Rivers Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Moab, UT