Side-by-side · Q2 2026 data
Mountain America Federal Credit Union vs S E a Credit Union
Metric by metric
| Measure | Mountain America Federal Credit Union | S E a Credit Union |
|---|---|---|
| TellerScore | 56 | 87 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 55 (stronger) | 45 |
| Funding & liquidity | 65 | 88 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 25th | 83rd |
| Total assets | $22.9B | $7.4M |
| Deposits / shares | $20.3B | $6.0M |
| Capital ratio | 9.55% | 19.08% (stronger) |
| Problem loans | 1.30% | 0.00% (stronger) |
| Net charge-offs | 1.20% | 0.00% (stronger) |
| Return on assets | 0.87% (stronger) | 0.63% |
| Loans ÷ deposits | 92.4% | 71.8% (stronger) |
| Uninsured deposits | 17.4% | 0.0% (stronger) |
| Offices | 64 | 1 |
| CFPB complaints (3 yrs) | 612 | — |
| Complaints per $1B deposits | 30.1 | — |
| Mortgage denial rate (HMDA) | 45.0% | — |
S E a Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Mountain America Federal Credit Union leads on 1 and S E a Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richfield, UT