Side-by-side · Q2 2026 data
Mountain Star Federal Credit Union vs Evolve Federal Credit Union
Metric by metric
| Measure | Mountain Star Federal Credit Union | Evolve Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 77 | 99 (stronger) |
| Earnings | 63 (stronger) | 22 |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 72nd | 51st |
| Total assets | $46.5M | $323.2M |
| Deposits / shares | $35.5M | $283.5M |
| Capital ratio | 18.45% (stronger) | 10.80% |
| Problem loans | 0.70% | 0.04% (stronger) |
| Net charge-offs | 0.87% | 0.25% (stronger) |
| Return on assets | 1.09% (stronger) | 0.05% |
| Loans ÷ deposits | 82.6% | 73.2% (stronger) |
| Uninsured deposits | 4.4% | 0.4% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Star Federal Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mountain Star Federal Credit Union leads on 3 and Evolve Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.