Side-by-side · Q2 2026 data
Mountain Star Federal Credit Union vs Gecu Federal Credit Union
Metric by metric
| Measure | Mountain Star Federal Credit Union | Gecu Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 77 (stronger) | 67 |
| Earnings | 63 | 75 (stronger) |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 72nd | 75th |
| Total assets | $46.5M | $4.7B |
| Deposits / shares | $35.5M | $3.9B |
| Capital ratio | 18.45% (stronger) | 13.61% |
| Problem loans | 0.70% (stronger) | 1.00% |
| Net charge-offs | 0.87% (stronger) | 1.20% |
| Return on assets | 1.09% | 1.38% (stronger) |
| Loans ÷ deposits | 82.6% (stronger) | 100.0% |
| Uninsured deposits | 4.4% (stronger) | 6.9% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Star Federal Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Mountain Star Federal Credit Union leads on 6 and Gecu Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.