Side-by-side · Q2 2026 data
Mountain Valley Bank vs Bank of Perry County
Metric by metric
| Measure | Mountain Valley Bank | Bank of Perry County |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 50 (stronger) | 41 |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 40 | 88 (stronger) |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 22nd | 47th |
| Total assets | $254.6M | $253.1M |
| Deposits / shares | $198.9M | $224.3M |
| Capital ratio | 10.02% (stronger) | 9.11% |
| Problem loans | 0.54% | 0.38% (stronger) |
| Net charge-offs | 0.41% | -0.01% (stronger) |
| Return on assets | 0.51% | 1.71% (stronger) |
| Loans ÷ deposits | 100.7% | 91.5% (stronger) |
| Uninsured deposits | 13.5% | 12.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Perry County has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mountain Valley Bank leads on 1 and Bank of Perry County on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.