Side-by-side · Q2 2026 data
Mountain Valley Bank vs Newport Federal Bank
Metric by metric
| Measure | Mountain Valley Bank | Newport Federal Bank |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 82 (stronger) | 77 |
| Earnings | 40 | 53 (stronger) |
| Funding & liquidity | 60 | 86 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 22nd | 37th |
| Total assets | $254.6M | $276.8M |
| Deposits / shares | $198.9M | $250.5M |
| Capital ratio | 10.02% | 10.42% (stronger) |
| Problem loans | 0.54% (stronger) | 0.69% |
| Net charge-offs | 0.41% | -0.00% (stronger) |
| Return on assets | 0.51% | 0.83% (stronger) |
| Loans ÷ deposits | 100.7% | 52.1% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 27.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newport Federal Bank has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mountain Valley Bank leads on 2 and Newport Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.