Side-by-side · Q2 2026 data
Mountain Valley Bank vs The Park National Bank
Metric by metric
| Measure | Mountain Valley Bank | The Park National Bank |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 50 | 53 (stronger) |
| Loan quality | 82 (stronger) | 71 |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 60 | 63 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 22nd | 79th |
| Total assets | $254.6M | $12.6B |
| Deposits / shares | $198.9M | $10.8B |
| Capital ratio | 10.02% | 10.33% (stronger) |
| Problem loans | 0.54% (stronger) | 0.86% |
| Net charge-offs | 0.41% | 0.11% (stronger) |
| Return on assets | 0.51% | 1.99% (stronger) |
| Loans ÷ deposits | 100.7% | 89.2% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 22.3% |
| Offices | 4 | 104 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
The Park National Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mountain Valley Bank leads on 2 and The Park National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.