Side-by-side · Q2 2026 data
Mountain West Federal Credit Union vs Clearwater Federal Credit Union
Metric by metric
| Measure | Mountain West Federal Credit Union | Clearwater Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 24 | 78 (stronger) |
| Earnings | 73 (stronger) | 65 |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 47th | 79th |
| Total assets | $24.2M | $1.2B |
| Deposits / shares | $20.2M | $945.2M |
| Capital ratio | 15.53% (stronger) | 12.83% |
| Problem loans | 2.27% | 0.67% (stronger) |
| Net charge-offs | 0.70% | 0.34% (stronger) |
| Return on assets | 1.32% (stronger) | 1.12% |
| Loans ÷ deposits | 67.7% (stronger) | 89.2% |
| Uninsured deposits | 0.0% (stronger) | 5.9% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.9% |
Clearwater Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Mountain West Federal Credit Union leads on 4 and Clearwater Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.