Side-by-side · Q2 2026 data
MountainOne Bank vs Eastrise Federal Credit Union
Metric by metric
| Measure | MountainOne Bank | Eastrise Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 97 (stronger) | 73 |
| Loan quality | 65 | 80 (stronger) |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 33 | 61 (stronger) |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 70th | 70th |
| Total assets | $1.1B | $3.2B |
| Deposits / shares | $774.3M | $2.7B |
| Capital ratio | 14.75% (stronger) | 12.32% |
| Problem loans | 1.06% | 0.60% (stronger) |
| Net charge-offs | 0.16% | 0.10% (stronger) |
| Return on assets | 1.22% (stronger) | 1.14% |
| Loans ÷ deposits | 107.0% | 99.3% (stronger) |
| Uninsured deposits | 33.6% | 7.5% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 6.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), MountainOne Bank leads on 2 and Eastrise Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.