Side-by-side · Q2 2026 data
MountainOne Bank vs Greylock Federal Credit Union
Credit union
Greylock Federal Credit Union
Pittsfield, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | MountainOne Bank | Greylock Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 97 (stronger) | 78 |
| Loan quality | 65 (stronger) | 55 |
| Earnings | 69 (stronger) | 54 |
| Funding & liquidity | 33 | 69 (stronger) |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 70th | 47th |
| Total assets | $1.1B | $1.8B |
| Deposits / shares | $774.3M | $1.5B |
| Capital ratio | 14.75% (stronger) | 12.81% |
| Problem loans | 1.06% (stronger) | 1.35% |
| Net charge-offs | 0.16% (stronger) | 0.35% |
| Return on assets | 1.22% (stronger) | 0.85% |
| Loans ÷ deposits | 107.0% | 91.5% (stronger) |
| Uninsured deposits | 33.6% | 10.1% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 13.9% |
MountainOne Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), MountainOne Bank leads on 5 and Greylock Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pittsfield, MA
- North Adams, MA
- Williamstown, MA