Side-by-side · Q2 2026 data
MountainOne Bank vs Mycom Federal Credit Union
Credit union
Mycom Federal Credit Union
Pittsfield, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | MountainOne Bank | Mycom Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 57 |
| Capital cushion | 97 (stronger) | 79 |
| Loan quality | 65 (stronger) | 22 |
| Earnings | 69 (stronger) | 22 |
| Funding & liquidity | 33 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 70th | 17th |
| Total assets | $1.1B | $26.7M |
| Deposits / shares | $774.3M | $23.2M |
| Capital ratio | 14.75% (stronger) | 12.87% |
| Problem loans | 1.06% (stronger) | 2.33% |
| Net charge-offs | 0.16% (stronger) | 1.23% |
| Return on assets | 1.22% (stronger) | 0.06% |
| Loans ÷ deposits | 107.0% | 37.0% (stronger) |
| Uninsured deposits | 33.6% | 2.1% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
MountainOne Bank has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), MountainOne Bank leads on 5 and Mycom Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.