Side-by-side · Q2 2026 data
Msd Federal Credit Union vs Regional Medical Ctr Hopkins Co Emp Federal Credit Union
Credit union
Regional Medical Ctr Hopkins Co Emp Federal Credit Union
Madisonville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Msd Federal Credit Union | Regional Medical Ctr Hopkins Co Emp Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 73 | 89 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 0 | 64 (stronger) |
| Funding & liquidity | 93 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 42nd | 83rd |
| Total assets | $7.8M | $9.3M |
| Deposits / shares | $6.8M | $8.0M |
| Capital ratio | 12.29% | 13.95% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 6.19% | 0.03% (stronger) |
| Return on assets | -3.32% | 1.11% (stronger) |
| Loans ÷ deposits | 67.7% | 63.4% (stronger) |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Regional Medical Ctr Hopkins Co Emp Federal Credit Union has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Msd Federal Credit Union leads on 1 and Regional Medical Ctr Hopkins Co Emp Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.