Headquartered in Madisonville, Kentucky, Regional Medical Ctr Hopkins Co Emp Federal Credit Union is a federal credit union with $9.3M in total assets and $8.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1972.
Based on its Q2 2026 filing, Regional Medical Ctr Hopkins Co Emp Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 8th. Its strongest component is problem-loan coverage (98/100; 1.0%), and its lowest is earnings (64/100; 1.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (90 → 87), mostly because the earnings component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 87 |
| Q4 2024 | 89 |
| Q1 2025 | 88 |
| Q2 2025 | 90 |
| Q3 2025 | 91 |
| Q4 2025 | 91 |
| Q1 2026 | 86 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.24% |
| Q3 2024 | 11.54% |
| Q4 2024 | 12.30% |
| Q1 2025 | 12.15% |
| Q2 2025 | 12.56% |
| Q3 2025 | 12.92% |
| Q4 2025 | 13.83% |
| Q1 2026 | 13.36% |
| Q2 2026 | 13.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.25% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 1.79% |
| Q4 2024 | 1.76% |
| Q1 2025 | 1.58% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.77% |
| Q4 2025 | 1.55% |
| Q1 2026 | 1.21% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $9.3M | 13.95% | 0.25% | 1.11% | 63.4% |
| Q1 2026 | 86 | $9.6M | 13.36% | 0.26% | 1.21% | 61.7% |
| Q4 2025 | 91 | $9.0M | 13.83% | 0.00% | 1.55% | 69.1% |
| Q3 2025 | 91 | $9.6M | 12.92% | 0.00% | 1.77% | 66.6% |
| Q2 2025 | 90 | $9.4M | 12.56% | 0.00% | 1.64% | 61.5% |
| Q1 2025 | 88 | $9.4M | 12.15% | 0.00% | 1.58% | 60.1% |
| Q4 2024 | 89 | $9.0M | 12.30% | 0.00% | 1.76% | 63.2% |
| Q3 2024 | 87 | $9.3M | 11.54% | 0.00% | 1.79% | 63.9% |
| Q2 2024 | 84 | $9.1M | 11.24% | 0.08% | 1.63% | 65.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY | 81 out of 100, Strong | $8.8M | 14.3% | 0.00% | vs |
| Msd Federal Credit UnionCredit union Louisville, KY | 71 out of 100, Strong | $7.8M | 12.3% | 0.00% | vs |
| Shawnee TVA Employees Federal Credit UnionCredit union West Paducah, KY | 90 out of 100, Very strong | $6.6M | 22.6% | 0.00% | vs |
| Doe Run Federal Credit UnionCredit union Brandenburg, KY | 44 out of 100, Below average | $12.2M | 11.3% | 3.53% | vs |
| Kraftcor Federal Credit UnionCredit union Hawesville, KY | 52 out of 100, Below average | $12.4M | 7.9% | 1.01% | vs |
| Bluegrass Community Federal Credit UnionCredit union Ashland, KY | 36 out of 100, Low | $12.9M | 9.6% | 3.05% | vs |
Deposit insurance
Is my money safe at Regional Medical Ctr Hopkins Co Emp Federal Credit Union?
Yes. Regional Medical Ctr Hopkins Co Emp Federal Credit Union is a federally insured credit union (NCUA charter #21126). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Regional Medical Ctr Hopkins Co Emp Federal Credit Union lists 1 office in 1 city. Most locations:
- Madisonville, KY (1)
Identity & history
Profile
- Legal name
- Regional Medical Ctr Hopkins Co Emp Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21126
- RSSD ID
- 630180
- Primary regulator
- NCUA
- Established
- 1972
- Headquarters
- 200 Clinic Dr, Madisonville, KY 42431
- Employees
- 4
Quick answers
Regional Medical Ctr Hopkins Co Emp Federal Credit Union: common questions
Is Regional Medical Ctr Hopkins Co Emp Federal Credit Union NCUA insured?
Yes. Regional Medical Ctr Hopkins Co Emp Federal Credit Union is a federally insured credit union (NCUA charter #21126). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Regional Medical Ctr Hopkins Co Emp Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Regional Medical Ctr Hopkins Co Emp Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Madisonville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Owensboro Federal Credit UnionCredit union Owensboro, KY | 88 out of 100, Very strong | $88.3M | 14.2% | 0.26% | vs |
| Commonwealth Community Bank, Inc.Bank Hartford, KY | 83 out of 100, Strong | $157.7M | 14.7% | 0.24% | vs |
| United Southern BankBank Hopkinsville, KY | 81 out of 100, Strong | $353.7M | 12.7% | 0.37% | vs |
| United Community Bank of West Kentucky, Inc.Bank Morganfield, KY | 78 out of 100, Strong | $524.9M | 11.0% | 0.11% | vs |
| Planters Bank, Inc.Bank Hopkinsville, KY | 77 out of 100, Strong | $2.0B | 12.4% | 0.11% | vs |
| First United Bank and Trust CompanyBank Madisonville, KY | 74 out of 100, Strong | $591.4M | 9.5% | 0.25% | vs |