Side-by-side · Q2 2026 data
Mt Zion Indianapolis Federal Credit Union vs 1st Street Credit Union
Credit union
Mt Zion Indianapolis Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Mt Zion Indianapolis Federal Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 89 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 89 (stronger) | 55 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 87th |
| Total assets | $1.4M | $34.5M |
| Deposits / shares | $733K | $29.2M |
| Capital ratio | 38.27% (stronger) | 14.66% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.93% | 0.18% (stronger) |
| Return on assets | 1.73% (stronger) | 0.86% |
| Loans ÷ deposits | 54.3% | 42.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.1% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt Zion Indianapolis Federal Credit Union has the higher TellerScore (98 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Mt Zion Indianapolis Federal Credit Union leads on 5 and 1st Street Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.