Side-by-side · Q2 2026 data
Multi-States Credit Union vs Goetz Credit Union
Metric by metric
| Measure | Multi-States Credit Union | Goetz Credit Union |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 88 (stronger) | 83 |
| Earnings | 65 (stronger) | 58 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 59th | 77th |
| Total assets | $90.9M | $89.6M |
| Deposits / shares | $78.9M | $75.4M |
| Capital ratio | 12.46% | 15.71% (stronger) |
| Problem loans | 0.36% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 1.13% (stronger) | 0.95% |
| Loans ÷ deposits | 89.4% | 70.5% (stronger) |
| Uninsured deposits | 2.7% | 0.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goetz Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Multi-States Credit Union leads on 3 and Goetz Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.