Side-by-side · Q2 2026 data
Multipli Federal Credit Union vs First Community Credit Union
Metric by metric
| Measure | Multipli Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 56 (stronger) | 36 |
| Loan quality | 90 (stronger) | 82 |
| Earnings | 75 (stronger) | 58 |
| Funding & liquidity | 82 | 86 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 79th | 41st |
| Total assets | $1.5B | $5.0B |
| Deposits / shares | $1.3B | $4.5B |
| Capital ratio | 10.59% (stronger) | 8.62% |
| Problem loans | 0.31% (stronger) | 0.54% |
| Net charge-offs | 0.34% (stronger) | 0.37% |
| Return on assets | 1.37% (stronger) | 0.95% |
| Loans ÷ deposits | 78.5% | 74.2% (stronger) |
| Uninsured deposits | 9.6% | 7.0% (stronger) |
| Offices | 7 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Multipli Federal Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Multipli Federal Credit Union leads on 5 and First Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.