Side-by-side · Q2 2026 data
Municipal Employees Federal Credit Union vs S T S P Federal Credit Union
Credit union
Municipal Employees Federal Credit Union
Bogalusa, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Municipal Employees Federal Credit Union | S T S P Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 0 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 15th | 36th |
| Total assets | $642K | $779K |
| Deposits / shares | $363K | $706K |
| Capital ratio | 42.77% (stronger) | 9.42% |
| Problem loans | 8.90% | 0.62% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.86% | 0.86% (stronger) |
| Loans ÷ deposits | 12.2% (stronger) | 54.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S T S P Federal Credit Union has the higher TellerScore (68 vs 55). On the 5 directional measures above (where higher or lower is clearly better), Municipal Employees Federal Credit Union leads on 2 and S T S P Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.