Side-by-side · Q2 2026 data
Mutual Savings Bank vs Forum Credit Union
Metric by metric
| Measure | Mutual Savings Bank | Forum Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 52 | 83 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 55 | 69 (stronger) |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 47th | 88th |
| Total assets | $352.9M | $2.3B |
| Deposits / shares | $284.3M | $1.9B |
| Capital ratio | 10.22% | 13.27% (stronger) |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.88% | 1.21% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 100.2% |
| Uninsured deposits | 33.3% | 12.4% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Forum Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Bank leads on 3 and Forum Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.