Side-by-side · Q2 2026 data
Mutual Savings Bank vs Genfed Financial Credit Union
Metric by metric
| Measure | Mutual Savings Bank | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 55 | 67 (stronger) |
| Funding & liquidity | 62 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 47th | 76th |
| Total assets | $352.9M | $335.9M |
| Deposits / shares | $284.3M | $280.4M |
| Capital ratio | 10.22% | 16.78% (stronger) |
| Problem loans | 0.00% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 0.88% | 1.16% (stronger) |
| Loans ÷ deposits | 77.6% | 72.7% (stronger) |
| Uninsured deposits | 33.3% | 0.0% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Bank leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.