Side-by-side · Q2 2026 data
Mutual Savings Bank vs Origins Credit Union
Metric by metric
| Measure | Mutual Savings Bank | Origins Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 55 (stronger) | 28 |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 47th | 62nd |
| Total assets | $352.9M | $43.7M |
| Deposits / shares | $284.3M | $35.6M |
| Capital ratio | 10.22% | 16.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 0.88% (stronger) | 0.19% |
| Loans ÷ deposits | 77.6% (stronger) | 90.3% |
| Uninsured deposits | 33.3% | 2.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Origins Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Bank leads on 4 and Origins Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.