Side-by-side · Q2 2026 data
Mutual Savings Credit Union vs Auburn University Credit Union
Metric by metric
| Measure | Mutual Savings Credit Union | Auburn University Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 41 | 48 (stronger) |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 30 | 44 (stronger) |
| Funding & liquidity | 92 | 94 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 34th | 41st |
| Total assets | $242.8M | $267.9M |
| Deposits / shares | $214.0M | $241.5M |
| Capital ratio | 9.06% | 9.77% (stronger) |
| Problem loans | 0.19% (stronger) | 0.59% |
| Net charge-offs | 0.27% (stronger) | 0.37% |
| Return on assets | 0.26% | 0.59% (stronger) |
| Loans ÷ deposits | 68.2% | 66.3% (stronger) |
| Uninsured deposits | 12.3% | 6.9% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.7% | 13.5% |
Auburn University Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Credit Union leads on 2 and Auburn University Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.