Side-by-side · Q2 2026 data
Mutual Savings Credit Union vs New Horizons Credit Union
Metric by metric
| Measure | Mutual Savings Credit Union | New Horizons Credit Union |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 41 | 58 (stronger) |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 30 | 48 (stronger) |
| Funding & liquidity | 92 (stronger) | 81 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 34th | 54th |
| Total assets | $242.8M | $304.1M |
| Deposits / shares | $214.0M | $269.6M |
| Capital ratio | 9.06% | 10.81% (stronger) |
| Problem loans | 0.19% (stronger) | 0.37% |
| Net charge-offs | 0.27% | 0.25% (stronger) |
| Return on assets | 0.26% | 0.70% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 79.2% |
| Uninsured deposits | 12.3% | 1.4% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.7% | 26.5% |
New Horizons Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Credit Union leads on 2 and New Horizons Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.