Side-by-side · Q2 2026 data
MutualOne Bank vs Webster Five Cents Savings Bank
Metric by metric
| Measure | MutualOne Bank | Webster Five Cents Savings Bank |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 55 | 55 |
| Funding & liquidity | 45 (stronger) | 37 |
| Problem-loan coverage | 63 | 94 (stronger) |
| Peer percentile | 12th | 58th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $924.5M | $1.0B |
| Capital ratio | 21.08% (stronger) | 12.52% |
| Problem loans | 5.92% | 0.46% (stronger) |
| Net charge-offs | 2.40% | 0.49% (stronger) |
| Return on assets | 0.88% (stronger) | 0.87% |
| Loans ÷ deposits | 93.4% (stronger) | 97.0% |
| Uninsured deposits | 34.8% (stronger) | 39.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 20.7% |
Webster Five Cents Savings Bank has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), MutualOne Bank leads on 4 and Webster Five Cents Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.