Side-by-side · Q2 2026 data
Mycom Federal Credit Union vs Haverhill Fire Department Credit Union
Credit union
Mycom Federal Credit Union
Pittsfield, Massachusetts · Under $100 million in assets
Credit union
Haverhill Fire Department Credit Union
Haverhill, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Mycom Federal Credit Union | Haverhill Fire Department Credit Union |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 79 (stronger) | 46 |
| Loan quality | 22 | 99 (stronger) |
| Earnings | 22 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 17th | 42nd |
| Total assets | $26.7M | $27.7M |
| Deposits / shares | $23.2M | $25.0M |
| Capital ratio | 12.87% (stronger) | 9.58% |
| Problem loans | 2.33% | 0.02% (stronger) |
| Net charge-offs | 1.23% | 0.00% (stronger) |
| Return on assets | 0.06% | 0.50% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 64.2% |
| Uninsured deposits | 2.1% (stronger) | 9.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Haverhill Fire Department Credit Union has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Mycom Federal Credit Union leads on 3 and Haverhill Fire Department Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.