Side-by-side · Q2 2026 data
Myusa Credit Union vs Genfed Financial Credit Union
Metric by metric
| Measure | Myusa Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 22 | 54 (stronger) |
| Earnings | 40 | 67 (stronger) |
| Funding & liquidity | 98 (stronger) | 88 |
| Problem-loan coverage | 84 | 90 (stronger) |
| Peer percentile | 31st | 76th |
| Total assets | $351.2M | $335.9M |
| Deposits / shares | $277.1M | $280.4M |
| Capital ratio | 14.20% | 16.78% (stronger) |
| Problem loans | 2.34% | 1.38% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.36% |
| Return on assets | 0.50% | 1.16% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 72.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.7% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Myusa Credit Union leads on 2 and Genfed Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.