Side-by-side · Q2 2026 data
N.I.C.E. Federal Credit Union vs B.E.A. Credit Union
Metric by metric
| Measure | N.I.C.E. Federal Credit Union | B.E.A. Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 54 |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 28 | 31 (stronger) |
| Funding & liquidity | 92 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 24th | 13th |
| Total assets | $2.6M | $2.4M |
| Deposits / shares | $2.4M | $1.7M |
| Capital ratio | 7.37% | 26.75% (stronger) |
| Problem loans | 0.00% (stronger) | 5.12% |
| Net charge-offs | 0.00% | -0.22% (stronger) |
| Return on assets | 0.20% | 0.28% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 93.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N.I.C.E. Federal Credit Union has the higher TellerScore (62 vs 54). On the 6 directional measures above (where higher or lower is clearly better), N.I.C.E. Federal Credit Union leads on 3 and B.E.A. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.