Side-by-side · Q2 2026 data
N.I.C.E. Federal Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | N.I.C.E. Federal Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 62 | 87 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 28 | 72 (stronger) |
| Funding & liquidity | 92 | 92 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 24th | 91st |
| Total assets | $2.6M | $471.7M |
| Deposits / shares | $2.4M | $385.6M |
| Capital ratio | 7.37% | 19.34% (stronger) |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.20% | 1.30% (stronger) |
| Loans ÷ deposits | 68.4% | 68.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 62). On the 6 directional measures above (where higher or lower is clearly better), N.I.C.E. Federal Credit Union leads on 2 and Earthmover Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.