Side-by-side · Q2 2026 data
N.I.C.E. Federal Credit Union vs Hershey Robinson Employees Credit Union
Credit union
Hershey Robinson Employees Credit Union
Robinson, Illinois · Under $100 million in assets
Metric by metric
| Measure | N.I.C.E. Federal Credit Union | Hershey Robinson Employees Credit Union |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 28 | 93 (stronger) |
| Funding & liquidity | 92 | 94 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 24th | 80th |
| Total assets | $2.6M | $3.3M |
| Deposits / shares | $2.4M | $2.5M |
| Capital ratio | 7.37% | 25.00% (stronger) |
| Problem loans | 0.00% (stronger) | 1.37% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.20% | 1.83% (stronger) |
| Loans ÷ deposits | 68.4% | 66.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hershey Robinson Employees Credit Union has the higher TellerScore (86 vs 62). On the 6 directional measures above (where higher or lower is clearly better), N.I.C.E. Federal Credit Union leads on 2 and Hershey Robinson Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.