Side-by-side · Q2 2026 data
Nassau Financial Federal Credit Union vs Hudson River Community Federal Credit Union
Credit union
Nassau Financial Federal Credit Union
East Meadow, New York · $100 million – $1 billion
Credit union
Hudson River Community Federal Credit Union
Corinth, New York · $100 million – $1 billion
Metric by metric
| Measure | Nassau Financial Federal Credit Union | Hudson River Community Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 77 (stronger) |
| Capital cushion | 12 | 100 (stronger) |
| Loan quality | 86 (stronger) | 61 |
| Earnings | 13 | 66 (stronger) |
| Funding & liquidity | 90 (stronger) | 67 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 6th | 71st |
| Total assets | $334.4M | $364.2M |
| Deposits / shares | $319.1M | $304.9M |
| Capital ratio | 6.20% | 15.29% (stronger) |
| Problem loans | 0.41% (stronger) | 1.17% |
| Net charge-offs | 0.07% (stronger) | 0.29% |
| Return on assets | -0.16% | 1.15% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 93.4% |
| Uninsured deposits | 2.3% (stronger) | 7.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hudson River Community Federal Credit Union has the higher TellerScore (77 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Nassau Financial Federal Credit Union leads on 4 and Hudson River Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.