Side-by-side · Q2 2026 data
Natbank, National Association vs Hialeah Municipal Employees Federal Credit Union
Credit union
Hialeah Municipal Employees Federal Credit Union
Hialeah, Florida · Under $100 million in assets
Metric by metric
| Measure | Natbank, National Association | Hialeah Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 41 (stronger) | 22 |
| Funding & liquidity | 28 | 81 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 68th |
| Total assets | $296.5M | $14.2M |
| Deposits / shares | $206.8M | $10.9M |
| Capital ratio | 29.81% (stronger) | 22.90% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.09% | 0.06% (stronger) |
| Return on assets | 0.53% (stronger) | 0.05% |
| Loans ÷ deposits | 112.3% | 78.8% (stronger) |
| Uninsured deposits | 35.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Hialeah Municipal Employees Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Natbank, National Association leads on 3 and Hialeah Municipal Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.