Side-by-side · Q2 2026 data
Natco Credit Union vs First Trust Credit Union
Metric by metric
| Measure | Natco Credit Union | First Trust Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 61 (stronger) | 0 |
| Earnings | 79 (stronger) | 72 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 78th | 29th |
| Total assets | $153.7M | $191.6M |
| Deposits / shares | $128.3M | $165.4M |
| Capital ratio | 17.26% (stronger) | 13.44% |
| Problem loans | 1.18% (stronger) | 3.08% |
| Net charge-offs | 0.70% | 0.00% (stronger) |
| Return on assets | 1.47% (stronger) | 1.30% |
| Loans ÷ deposits | 94.1% | 32.1% (stronger) |
| Uninsured deposits | 2.2% | 1.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Natco Credit Union has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Natco Credit Union leads on 4 and First Trust Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.