Side-by-side · Q2 2026 data
Natco Credit Union vs Members Choice Credit Union
Metric by metric
| Measure | Natco Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 80 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 85 (stronger) |
| Earnings | 79 (stronger) | 78 |
| Funding & liquidity | 66 | 99 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 78th | 92nd |
| Total assets | $153.7M | $38.9M |
| Deposits / shares | $128.3M | $31.7M |
| Capital ratio | 17.26% | 17.95% (stronger) |
| Problem loans | 1.18% | 0.44% (stronger) |
| Net charge-offs | 0.70% | -1.11% (stronger) |
| Return on assets | 1.47% (stronger) | 1.44% |
| Loans ÷ deposits | 94.1% | 61.6% (stronger) |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Choice Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Natco Credit Union leads on 1 and Members Choice Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.