Side-by-side · Q2 2026 data
Navarro Credit Union vs Centex Citizens Credit Union
Metric by metric
| Measure | Navarro Credit Union | Centex Citizens Credit Union |
|---|---|---|
| TellerScore | 53 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 18 | 69 (stronger) |
| Funding & liquidity | 69 | 95 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 12th | 94th |
| Total assets | $2.7M | $118.9M |
| Deposits / shares | $1.5M | $97.7M |
| Capital ratio | 42.73% (stronger) | 17.16% |
| Problem loans | 3.18% | 0.44% (stronger) |
| Net charge-offs | 0.61% | 0.11% (stronger) |
| Return on assets | -0.04% | 1.23% (stronger) |
| Loans ÷ deposits | 91.4% | 65.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centex Citizens Credit Union has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Navarro Credit Union leads on 2 and Centex Citizens Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.