Side-by-side · Q2 2026 data
Nave Bank vs Puerto Rico Employee Groups Federal Credit Union
Credit union
Puerto Rico Employee Groups Federal Credit Union
San Juan, Puerto Rico · Under $100 million in assets
Metric by metric
| Measure | Nave Bank | Puerto Rico Employee Groups Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 88 | 93 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 1 | 41 (stronger) |
| Funding & liquidity | 47 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 40th | 68th |
| Total assets | $555.0M | $3.4M |
| Deposits / shares | $431.9M | $2.9M |
| Capital ratio | 13.84% | 14.28% (stronger) |
| Problem loans | 0.00% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 1.90% |
| Return on assets | -0.49% | 0.51% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 63.6% |
| Uninsured deposits | 85.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Puerto Rico Employee Groups Federal Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Nave Bank leads on 3 and Puerto Rico Employee Groups Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.