Side-by-side · Q2 2026 data
Nave Bank vs Puerto Rico Federal Credit Union
Metric by metric
| Measure | Nave Bank | Puerto Rico Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 88 | 90 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 1 | 35 (stronger) |
| Funding & liquidity | 47 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 40th | 60th |
| Total assets | $555.0M | $188.0M |
| Deposits / shares | $431.9M | $164.0M |
| Capital ratio | 13.84% | 14.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | 0.00% (stronger) | 1.02% |
| Return on assets | -0.49% | 0.37% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 87.3% |
| Uninsured deposits | 85.3% | 5.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Puerto Rico Federal Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Nave Bank leads on 3 and Puerto Rico Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.