Side-by-side · Q2 2026 data
Nce Credit Union vs Members First Credit Union
Metric by metric
| Measure | Nce Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 65 |
| Earnings | 26 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 77th | 91st |
| Total assets | $5.9M | $183.2M |
| Deposits / shares | $4.7M | $137.2M |
| Capital ratio | 20.81% | 24.01% (stronger) |
| Problem loans | 0.00% (stronger) | 1.04% |
| Net charge-offs | 1.33% | 0.56% (stronger) |
| Return on assets | 0.14% | 1.50% (stronger) |
| Loans ÷ deposits | 52.0% | 49.7% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 10.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Nce Credit Union leads on 2 and Members First Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.