Side-by-side · Q2 2026 data
Nebraska Energy Federal Credit Union vs Four Points Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Nebraska Energy Federal Credit Union | Four Points Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 33 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 98 (stronger) | 59 |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 54 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 55 |
| Peer percentile | 91st | 1st |
| Total assets | $327.7M | $165.5M |
| Deposits / shares | $262.4M | $132.2M |
| Capital ratio | 19.32% (stronger) | 3.57% |
| Problem loans | 0.05% (stronger) | 1.24% |
| Net charge-offs | 0.05% (stronger) | 6.04% |
| Return on assets | 1.36% (stronger) | -7.07% |
| Loans ÷ deposits | 106.6% | 77.6% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 6.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Nebraska Energy Federal Credit Union leads on 6 and Four Points Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.