Four Points Federal Credit Union is a federal credit union headquartered in Omaha, Nebraska, in business for about 92 years. At the end of Q2 2026 it reported $165.5M in total assets and $132.2M in member shares and deposits, with 1 office.
Four Points Federal Credit Union has a TellerScore of 33 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 50th. Funding & liquidity contributes the most (83/100, 78% loans-to-deposits, 7% uninsured); earnings contributes the least (0/100, -7.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (42 → 33), mostly because the capital cushion component weakened by 42 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 46 |
| Q4 2024 | 46 |
| Q1 2025 | 47 |
| Q2 2025 | 42 |
| Q3 2025 | 51 |
| Q4 2025 | 47 |
| Q1 2026 | 31 |
| Q2 2026 | 33 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.37% |
| Q3 2024 | 9.83% |
| Q4 2024 | 9.30% |
| Q1 2025 | 9.25% |
| Q2 2025 | 9.18% |
| Q3 2025 | 9.30% |
| Q4 2025 | 9.03% |
| Q1 2026 | 7.14% |
| Q2 2026 | 3.57% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.03% |
| Q3 2024 | 1.55% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.96% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.24% |
| Q1 2026 | 2.25% |
| Q2 2026 | 1.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.46% |
| Q3 2024 | -0.53% |
| Q4 2024 | -0.80% |
| Q1 2025 | -0.74% |
| Q2 2025 | -0.11% |
| Q3 2025 | -0.22% |
| Q4 2025 | -0.43% |
| Q1 2026 | -0.52% |
| Q2 2026 | -7.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 33 | $165.5M | 3.57% | 1.24% | -7.07% | 77.6% |
| Q1 2026 | 31 | $184.2M | 7.14% | 2.25% | -0.52% | 77.9% |
| Q4 2025 | 47 | $188.0M | 9.03% | 1.24% | -0.43% | 81.7% |
| Q3 2025 | 51 | $187.8M | 9.30% | 1.01% | -0.22% | 86.3% |
| Q2 2025 | 42 | $192.5M | 9.18% | 1.96% | -0.11% | 89.0% |
| Q1 2025 | 47 | $189.2M | 9.25% | 1.16% | -0.74% | 86.9% |
| Q4 2024 | 46 | $192.1M | 9.30% | 1.28% | -0.80% | 91.3% |
| Q3 2024 | 46 | $189.6M | 9.83% | 1.55% | -0.53% | 83.4% |
| Q2 2024 | 54 | $182.9M | 10.37% | 1.03% | -0.46% | 82.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Trius Federal Credit UnionCredit union Kearney, NE | 58 out of 100, Moderate | $152.3M | 10.6% | 1.32% | vs |
| Lincone Federal Credit UnionCredit union Lincoln, NE | 80 out of 100, Strong | $183.6M | 12.7% | 0.58% | vs |
| First Nebraska Credit UnionCredit union Omaha, NE | 77 out of 100, Strong | $184.2M | 15.7% | 0.90% | vs |
| University of Nebraska Federal Credit UnionCredit union Lincoln, NE | 65 out of 100, Moderate | $131.3M | 10.7% | 1.09% | vs |
| Mutual First Federal Credit UnionCredit union Omaha, NE | 38 out of 100, Low | $124.8M | 8.0% | 2.17% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |
Deposit insurance
Is my money safe at Four Points Federal Credit Union?
Yes. Four Points Federal Credit Union is a federally insured credit union (NCUA charter #24753). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.8% of shares and deposits ($9.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 3.57%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Four Points Federal Credit Union lists 1 office in 1 city. Most locations:
- Omaha, NE (1)
Identity & history
Profile
- Legal name
- Four Points Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24753
- RSSD ID
- 1018918
- Primary regulator
- NCUA
- Established
- 1934
- Headquarters
- PO Box 541030, Omaha, NE 68154
- Employees
- 21
Quick answers
Four Points Federal Credit Union: common questions
Is Four Points Federal Credit Union NCUA insured?
Yes. Four Points Federal Credit Union is a federally insured credit union (NCUA charter #24753). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Four Points Federal Credit Union's TellerScore?
33 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Four Points Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Omaha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |