Side-by-side · Q2 2026 data
Nebraska State Employees Credit Union vs Membersown Credit Union
Credit union
Nebraska State Employees Credit Union
Lincoln, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Nebraska State Employees Credit Union | Membersown Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 90 | 91 (stronger) |
| Loan quality | 96 (stronger) | 70 |
| Earnings | 63 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 87th | 78th |
| Total assets | $36.8M | $109.3M |
| Deposits / shares | $31.9M | $94.3M |
| Capital ratio | 14.01% | 14.11% (stronger) |
| Problem loans | 0.11% (stronger) | 0.91% |
| Net charge-offs | 0.63% (stronger) | 1.07% |
| Return on assets | 1.07% | 1.10% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 73.1% |
| Uninsured deposits | 1.0% | 0.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska State Employees Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Nebraska State Employees Credit Union leads on 4 and Membersown Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.