Nebraska State Employees Credit Union (NCUA charter #65816) is based in Lincoln, Nebraska. Its Q2 2026 call report shows $36.8M in total assets and $31.9M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Nebraska State Employees Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 7th. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 1% uninsured), and its lowest is earnings (63/100; 1.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (85 → 89), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 88 |
| Q4 2024 | 88 |
| Q1 2025 | 89 |
| Q2 2025 | 85 |
| Q3 2025 | 87 |
| Q4 2025 | 89 |
| Q1 2026 | 89 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.38% |
| Q3 2024 | 12.59% |
| Q4 2024 | 12.87% |
| Q1 2025 | 13.17% |
| Q2 2025 | 13.33% |
| Q3 2025 | 13.81% |
| Q4 2025 | 13.89% |
| Q1 2026 | 13.91% |
| Q2 2026 | 14.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.15% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.21% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.30% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.53% |
| Q1 2025 | 1.47% |
| Q2 2025 | 1.41% |
| Q3 2025 | 1.42% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $36.8M | 14.01% | 0.11% | 1.07% | 37.8% |
| Q1 2026 | 89 | $36.3M | 13.91% | 0.08% | 1.12% | 39.3% |
| Q4 2025 | 89 | $35.7M | 13.89% | 0.30% | 1.39% | 40.3% |
| Q3 2025 | 87 | $35.0M | 13.81% | 0.51% | 1.42% | 40.4% |
| Q2 2025 | 85 | $35.3M | 13.33% | 0.55% | 1.41% | 41.4% |
| Q1 2025 | 89 | $34.8M | 13.17% | 0.21% | 1.47% | 40.3% |
| Q4 2024 | 88 | $34.7M | 12.87% | 0.18% | 1.53% | 40.7% |
| Q3 2024 | 88 | $34.3M | 12.59% | 0.15% | 1.53% | 43.0% |
| Q2 2024 | 88 | $33.7M | 12.38% | 0.00% | 1.45% | 43.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| U.P. Connection Federal Credit UnionCredit union Omaha, NE | 75 out of 100, Strong | $34.3M | 12.3% | 0.00% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Omaha Douglas Federal Credit UnionCredit union Omaha, NE | 70 out of 100, Strong | $42.9M | 13.2% | 1.89% | vs |
| North Platte Union Pacific Employee Credit UnionCredit union North Platte, NE | 86 out of 100, Very strong | $43.4M | 16.5% | 0.75% | vs |
| Family Focus Federal Credit UnionCredit union Omaha, NE | 50 out of 100, Below average | $44.0M | 13.2% | 3.37% | vs |
Deposit insurance
Is my money safe at Nebraska State Employees Credit Union?
Yes. Nebraska State Employees Credit Union is a federally insured credit union (NCUA charter #65816). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.0% of shares and deposits ($327K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Nebraska State Employees Credit Union lists 1 office in 1 city. Most locations:
- Lincoln, NE (1)
Identity & history
Profile
- Legal name
- Nebraska State Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65816
- RSSD ID
- 942490
- Primary regulator
- State + NCUA
- Established
- 1941
- Headquarters
- Po Box 95084, Lincoln, NE 68509
- Employees
- 7
Quick answers
Nebraska State Employees Credit Union: common questions
Is Nebraska State Employees Credit Union NCUA insured?
Yes. Nebraska State Employees Credit Union is a federally insured credit union (NCUA charter #65816). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nebraska State Employees Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nebraska State Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lincoln
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| Cattle Bank and TrustBank Seward, NE | 87 out of 100, Very strong | $421.9M | 12.9% | 0.08% | vs |
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| Liberty First Credit UnionCredit union Lincoln, NE | 86 out of 100, Very strong | $523.4M | 15.1% | 0.79% | vs |