Side-by-side · Q2 2026 data
Needham Bank vs Leader Bank, National Association
Metric by metric
| Measure | Needham Bank | Leader Bank, National Association |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 59 | 66 (stronger) |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 60 (stronger) | 53 |
| Funding & liquidity | 44 (stronger) | 40 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 44th | 63rd |
| Total assets | $7.4B | $5.3B |
| Deposits / shares | $6.3B | $4.3B |
| Capital ratio | 10.89% | 11.58% (stronger) |
| Problem loans | 0.43% | 0.03% (stronger) |
| Net charge-offs | 0.47% | -0.00% (stronger) |
| Return on assets | 1.01% (stronger) | 0.84% |
| Loans ÷ deposits | 101.3% (stronger) | 101.9% |
| Uninsured deposits | 28.2% (stronger) | 31.8% |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | 2.3% |
Leader Bank, National Association has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Needham Bank leads on 3 and Leader Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.