Side-by-side · Q2 2026 data
Neighborhood Community Federal Credit Union vs Cobalt Federal Credit Union
Credit union
Neighborhood Community Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Neighborhood Community Federal Credit Union | Cobalt Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 60 |
| Capital cushion | 92 (stronger) | 42 |
| Loan quality | 94 (stronger) | 73 |
| Earnings | 81 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 92nd | 25th |
| Total assets | $31.0M | $1.3B |
| Deposits / shares | $26.5M | $1.1B |
| Capital ratio | 14.16% (stronger) | 9.15% |
| Problem loans | 0.17% (stronger) | 0.80% |
| Net charge-offs | 0.90% (stronger) | 1.00% |
| Return on assets | 1.52% (stronger) | 0.87% |
| Loans ÷ deposits | 20.6% (stronger) | 94.7% |
| Uninsured deposits | 1.2% (stronger) | 7.2% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Neighborhood Community Federal Credit Union has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood Community Federal Credit Union leads on 7 and Cobalt Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.