Cobalt Federal Credit Union (NCUA charter #24917) is based in Papillion, Nebraska. Its Q2 2026 call report shows $1.3B in total assets and $1.1B in member shares and deposits and 12 offices across 2 states.
Cobalt Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 25% of its 454 credit unions with $1 billion – $10 billion. Among 50 credit unions headquartered in Nebraska, it ranks 34th. Problem-loan coverage contributes the most (86/100, 7.1%); capital cushion contributes the least (42/100, 9.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 47 |
| Q4 2024 | 50 |
| Q1 2025 | 63 |
| Q2 2025 | 59 |
| Q3 2025 | 58 |
| Q4 2025 | 57 |
| Q1 2026 | 59 |
| Q2 2026 | 60 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.20% |
| Q3 2024 | 8.09% |
| Q4 2024 | 8.22% |
| Q1 2025 | 8.52% |
| Q2 2025 | 8.68% |
| Q3 2025 | 8.86% |
| Q4 2025 | 8.82% |
| Q1 2026 | 8.95% |
| Q2 2026 | 9.15% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.96% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.80% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.29% |
| Q3 2024 | -0.22% |
| Q4 2024 | -0.06% |
| Q1 2025 | 1.29% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $1.3B | 9.15% | 0.80% | 0.87% | 94.7% |
| Q1 2026 | 59 | $1.3B | 8.95% | 0.69% | 0.74% | 95.5% |
| Q4 2025 | 57 | $1.3B | 8.82% | 0.84% | 0.59% | 92.9% |
| Q3 2025 | 58 | $1.3B | 8.86% | 0.85% | 0.73% | 91.7% |
| Q2 2025 | 59 | $1.3B | 8.68% | 0.87% | 0.85% | 87.2% |
| Q1 2025 | 63 | $1.3B | 8.52% | 0.80% | 1.29% | 84.9% |
| Q4 2024 | 50 | $1.3B | 8.22% | 0.95% | -0.06% | 86.4% |
| Q3 2024 | 47 | $1.3B | 8.09% | 0.96% | -0.22% | 89.7% |
| Q2 2024 | 51 | $1.3B | 9.20% | 0.78% | -0.29% | 94.1% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Centris Federal Credit UnionCredit union Omaha, NE | 52 out of 100, Below average | $1.5B | 9.5% | 1.53% | vs |
Deposit insurance
Is my money safe at Cobalt Federal Credit Union?
Yes. Cobalt Federal Credit Union is a federally insured credit union (NCUA charter #24917). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.2% of shares and deposits ($82.4M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.15%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
Cobalt Federal Credit Union lists 12 offices in 5 cities across 2 states. Most locations:
- Omaha, NE (7)
- Papillion, NE (2)
- Bellevue, NE (1)
- Council Bluffs, IA (1)
- Plattsmouth, NE (1)
Identity & history
Profile
- Legal name
- Cobalt Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24917
- RSSD ID
- 547372
- Primary regulator
- NCUA
- Established
- 1946
- Headquarters
- 7148 Towne Center Pkwy, Papillion, NE 68046
- Employees
- 224
Quick answers
Cobalt Federal Credit Union: common questions
Is Cobalt Federal Credit Union NCUA insured?
Yes. Cobalt Federal Credit Union is a federally insured credit union (NCUA charter #24917). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cobalt Federal Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cobalt Federal Credit Union have?
12 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Papillion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |