Side-by-side · Q2 2026 data
Neighborhood National Bank vs San Diego County Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Neighborhood National Bank | San Diego County Credit Union |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 46 (stronger) | 42 |
| Funding & liquidity | 48 | 94 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 29th | 95th |
| Total assets | $228.0M | $9.5B |
| Deposits / shares | $177.7M | $7.8B |
| Capital ratio | 11.63% | 19.82% (stronger) |
| Problem loans | 0.68% | 0.20% (stronger) |
| Net charge-offs | 0.24% | 0.09% (stronger) |
| Return on assets | 0.65% (stronger) | 0.54% |
| Loans ÷ deposits | 100.2% | 65.9% (stronger) |
| Uninsured deposits | 26.1% | 7.4% (stronger) |
| Offices | 2 | 25 |
| CFPB complaints (3 yrs) | — | 189 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | — | 37.4% |
San Diego County Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood National Bank leads on 1 and San Diego County Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.