Side-by-side · Q2 2026 data
Neighbors Federal Credit Union vs Onpath Federal Credit Union
Metric by metric
| Measure | Neighbors Federal Credit Union | Onpath Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 61 (stronger) | 50 |
| Loan quality | 58 (stronger) | 55 |
| Earnings | 32 | 50 (stronger) |
| Funding & liquidity | 65 (stronger) | 61 |
| Problem-loan coverage | 78 (stronger) | 76 |
| Peer percentile | 17th | 15th |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 11.07% (stronger) | 10.04% |
| Problem loans | 1.25% (stronger) | 1.35% |
| Net charge-offs | 0.89% (stronger) | 1.15% |
| Return on assets | 0.30% | 0.74% (stronger) |
| Loans ÷ deposits | 94.8% (stronger) | 99.5% |
| Uninsured deposits | 9.5% (stronger) | 9.8% |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.4% | 8.8% |
Neighbors Federal Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Neighbors Federal Credit Union leads on 6 and Onpath Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.