TellerScore

Neighbors Federal Credit Union (NCUA charter #9229) is based in Baton Rouge, Louisiana. Its Q2 2026 call report shows $1.4B in total assets and $1.2B in member shares and deposits and 6 offices.

Based on its Q2 2026 filing, Neighbors Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 454 credit unions with $1 billion – $10 billion. Among 136 credit unions headquartered in Louisiana, it ranks 105th. Its strongest component is problem-loan coverage (78/100; 11.1%), and its lowest is earnings (32/100; 0.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.07%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.25%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity65/100
Loans ÷ shares: 94.8% · 9.5% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (55 → 57), mostly because the loan quality component improved by 13 points.

TellerScore
475358Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202451
Q4 202447
Q1 202556
Q2 202555
Q3 202557
Q4 202555
Q1 202658
Q2 202657
Net worth ratio
7.00%9.43%11.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.86%
Q3 202411.64%
Q4 202411.56%
Q1 202511.21%
Q2 202511.41%
Q3 202511.58%
Q4 202511.40%
Q1 202611.06%
Q2 202611.07%
Delinquent loans (60+ days)
1.21%1.52%1.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.56%
Q3 20241.53%
Q4 20241.83%
Q1 20251.30%
Q2 20251.66%
Q3 20251.58%
Q4 20251.60%
Q1 20261.21%
Q2 20261.25%
Return on assets
-0.70%-0.11%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.05%
Q3 2024-0.30%
Q4 2024-0.70%
Q1 20250.16%
Q2 20250.34%
Q3 20250.47%
Q4 20250.36%
Q1 20260.29%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$1.4B11.07%1.25%0.30%94.8%
Q1 202658$1.4B11.06%1.21%0.29%94.1%
Q4 202555$1.3B11.40%1.60%0.36%92.3%
Q3 202557$1.3B11.58%1.58%0.47%95.4%
Q2 202555$1.3B11.41%1.66%0.34%93.2%
Q1 202556$1.3B11.21%1.30%0.16%95.0%
Q4 202447$1.3B11.56%1.83%-0.70%95.7%
Q3 202451$1.3B11.64%1.53%-0.30%93.5%
Q2 202455$1.4B11.86%1.56%0.05%93.4%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.07%
55th
Problem loans1.25%
17th
Net charge-offs0.89%
19th
Return on assets0.30%
11th
Loans to deposits94.8%
27th
Uninsured deposits9.5%
48th
Loan-loss reserves0.00%
50th
Texas ratio11.1%
13th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Onpath Federal Credit UnionCredit union Metairie, LA56 out of 100, Moderate$1.5B10.0%1.35%vs
Efcu Financial Federal Credit UnionCredit union Baton Rouge, LA65 out of 100, Moderate$1.3B9.7%0.38%vs
Barksdale Federal Credit UnionCredit union Barksdale Afb, LA52 out of 100, Below average$2.5B9.0%1.91%vs

Deposit insurance

Is my money safe at Neighbors Federal Credit Union?

Yes. Neighbors Federal Credit Union is a federally insured credit union (NCUA charter #9229). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.5% of shares and deposits ($118.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.07%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Neighbors Federal Credit Union lists 6 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Neighbors Federal Credit Union reported 762 home-loan applications under HMDA (LEI 5493001QMUDK2ML5S840): 265 originated ($31,975,000 total), 403 denied, and 60 withdrawn or closed by the applicant. Its denial rate on decided applications was 57.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Neighbors Federal Credit Union
Type
Federal credit union
NCUA charter #
9229
RSSD ID
157481
Primary regulator
NCUA
Established
1954
Headquarters
Po Box 2831, Baton Rouge, LA 70821
Employees
237

Quick answers

Neighbors Federal Credit Union: common questions

Is Neighbors Federal Credit Union NCUA insured?

Yes. Neighbors Federal Credit Union is a federally insured credit union (NCUA charter #9229). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Neighbors Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Neighbors Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
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Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs