Side-by-side · Q2 2026 data
Neighbors United Federal Credit Union vs Santee Cooper Credit Union
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Santee Cooper Credit Union
Moncks Corner, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Neighbors United Federal Credit Union | Santee Cooper Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 58 | 68 (stronger) |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 94 (stronger) | 80 |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 22nd | 70th |
| Total assets | $64.0M | $95.9M |
| Deposits / shares | $56.3M | $80.4M |
| Capital ratio | 12.57% | 15.01% (stronger) |
| Problem loans | 1.27% | 0.97% (stronger) |
| Net charge-offs | 0.43% | 0.18% (stronger) |
| Return on assets | -0.57% | 1.28% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 80.7% |
| Uninsured deposits | 1.9% (stronger) | 9.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santee Cooper Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Neighbors United Federal Credit Union leads on 2 and Santee Cooper Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.