Side-by-side · Q2 2026 data
New Alliance Federal Credit Union vs Valley 1st Community Federal Credit Union
Credit union
New Alliance Federal Credit Union
Ambridge, Pennsylvania · $100 million – $1 billion
Credit union
Valley 1st Community Federal Credit Union
Monessen, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | New Alliance Federal Credit Union | Valley 1st Community Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 89 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 34 | 75 (stronger) |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 99 (stronger) | 89 |
| Problem-loan coverage | 75 | 96 (stronger) |
| Peer percentile | 10th | 94th |
| Total assets | $113.3M | $106.9M |
| Deposits / shares | $101.5M | $82.7M |
| Capital ratio | 8.72% | 23.12% (stronger) |
| Problem loans | 1.97% | 0.75% (stronger) |
| Net charge-offs | 0.39% | 0.21% (stronger) |
| Return on assets | 1.03% | 1.69% (stronger) |
| Loans ÷ deposits | 61.6% (stronger) | 71.0% |
| Uninsured deposits | 3.9% (stronger) | 7.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Valley 1st Community Federal Credit Union has the higher TellerScore (89 vs 54). On the 7 directional measures above (where higher or lower is clearly better), New Alliance Federal Credit Union leads on 2 and Valley 1st Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.